Mandatory Insurance Violations

A.R.S. 28-4135C NO PROOF OF VEHICLE INSURANCE & A.R.S. 28-4135A NO VEHICLE INSURANCE 

– Carry a fine ranging from $972 to $1,883 and a driver license and vehicle registration suspension ranging from 3 months to 12 months. 

If the vehicle involved WAS INSURED at the date and time the citation was issued and you show proof to the Court, the charge may be dismissed. 

If the vehicle involved WAS NOT INSURED at the time of the violation the Court may only reduce the fine and waive the suspension of your driver license and vehicle registration suspensions if the following conditions are met: 

1) You obtain a copy of your 36 month driving record, obtained from one of the AZ Motor Vehicle Division (MVD) offices or online at the Arizona MVD website and bring it to court. 

***Your driving record must show you do not have more than ONE prior insurance conviction in the past 36 months*** 

2) You purchase a six (6) month insurance policy and bring proof to the court, such as a vehicle insurance card with a start and end date and the Vehicle Identification Number (VIN) of the vehicles covered or a letter from your agent to the court (on letterhead). 

If you do not qualify for a dismissal or a reduction, and you plead responsible or are found responsible for an insurance violation, the Court will be required by law to impose the full fine amount and the Motor Vehicle Division (MVD) will notify you by mail using the address that they have on file for you of the suspension of your driver’s license and vehicle registration. If this happens you may be eligible for a restricted driver’s license. Contact MVD for more details at (602) 255-0072 or on the web at http://www.azdot.gov/MVD/.